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Loan products

Loan products

Avail HSBC personal loans to meet your everyday needs: travel, education, wedding, lifestyle or any other emergency needs.

Personal Unsecured Loan

  • No personal guarantee or cash security required
  • Maximum loan amount of BDT 1 million with competitive interest rate
  • Loan tenure: 12 months/24 months/36 months/48 months and/or 60 months
  • Joint application is possible

Personal Secured Loan

  • Avail loans against the following securities
    • Your HSBC term deposit account
    • Wage earners’ development bond, and
    • USD investment bond / premium bond
  • Loan tenure: minimum 12 months, maximum 60 months

Personal Secured Credit

  • Credit extended against acceptable securities
  • No requirement for a minimum monthly payment, you can continue using your secured credit as long as you need, subject to payment of annual renewal fee
  • Interest is only charged on your utilized amount